Collateral

By Tommyhawk1@AOL.COM

Alan Taylor was a construction man who worked hard every day. For his work, he was paid on Friday at the end of his shift the net sum of seventy-eight dollars and forty-two cents. It was enough for a man to live on and even marry and have a wife and a life, but Alan liked to gamble. His bookie had been waiting just outside the construction site to collect on his debt and Alan arrived back at his boarding house without a solitary cent to his name. He needed to pay his landlady thirty-five dollars for his room and for breakfast and dinners for the next week, plus he needed money for his lunches and other needs. To put it simply, he was screwed!

Alan was a former military man in this year of 1948; he was twenty-five, his muscles were still brawny and powerful from the combat he faced in Europe, his face was handsome in a sun-burned, craggy way with his lean face weathered and tanned. He was defeated at the moment and he showed it. What was he going to do for the next week, panhandle when he wasn't working?

That was his mood when he got back to the boarding house, walked up the steps of the old former mansion like it was the steps of an executioner's block.

"Hey, Alan!" came another voice and this one was a child's voice and his smile to that sound was not forced. It was the landlady's son, Freddy, a happy, eight-year-old tumblebug who always seemed to have time and energy for play and a kind word with the tenants of the boarding house, who were mostly ne'er-do-wells or people who were still trying to build up a nest egg. He veered over to sit with the kid, who was perched on a rail of the porch, leaning back against a post, lounging like he was built there. Alan took a more proper seat further along the railing.

"Hello, Freddy, how are you doing?" he inquired.

"Fine for me, I was about to ask the same of you, you look like you've lost your best friend," Freddy said.

"Nearly," Alan admitted. "I've got myself into a hole and don't know how I'm going to get out of it."

"Yeah?" Freddy leaned forward, "So tell me about it."

Alan found himself pouring out his woes, without adding the gambling and gangsters to the mix, though Freddy may have guessed that part; the boy was very world-wise in many things. "So now I have only three dollars and change and no money to pay my room and board tomorrow, I don't know what I'm going to do."

"Oh, that's an easy one. I could loan you some money," Freddy offered.

Alan laughed again, this time in disbelief. "You'd have to have about fifty dollars for me to make it until next week and I couldn't pay it back that fast even if you did."

"I can do that," Freddy replied easily.

"Huh?" Alan looked at the kid, shocked. "You have fifty dollars?"

"Plenty more than that. But I'd want some collateral."

Alan snorted, stifled somewhat as he didn't want to mock the kindly Freddy. "I appreciate it, Freddy, but I don't want to take money from you and I don't really have anything worth fifty dollars."

"Come with me to my room and I'll explain."

Mystified and doubtful but willing, Alan followed the boy to his room on the ground floor. It was an inner room, part of the landlady's quarters but she was out shopping at the moment. Freddy's room was full of toys and other opulence for a child his age. Freddy reached into a drawer and drew out a box and used a key to unlock it. Inside was... "You have several hundred dollars in there!" Alan was shocked.

"Uh-huh," Freddy replied. "My father left a clause in his will that I got a regular allowance. My mom sees to it I receive it, she gets an allowance herself the same way. It's a trust fund. I have a bank account, too; this is just money for when I need to get some."

"Good God!" Alan began to be a believer, he could get the money to pay the landlady and still have money to live decent the next week. And maybe....

"What do you want from me for collateral?"

"I want your cock."

"My cock?" Alan was incredulous. "I don't understand."

"Pay me back in four installments in four week's time, every payment on time or the debt becomes due in full and I collect your collateral as payment. Your cock. That's what you have that I want."

The boy was thinking his cock was detachable? "It's connected to me, you know."

"I wouldn't need to take it off you, just own it. It would be mine after that if you don't pay me back with your next paychecks."

Madness, but...he needed money now and he was just desperate enough to agree, but.... "Make it a loan of a hundred dollars and you have a deal," he answered. He could make a few savvy bets with the extra, then pay this insane loan off and never find out what the heck Freddy was thinking.

"Okay." Freddy handed him five twenty-dollar bills and Alan wrote him out an IOU with the clause of collateral being his cock, signed it and gave it to Freddy. He breathed a lot easier and went to his room to check the horses for tomorrow's race.

But the horses ran every day, Alan's luck wasn't all it could be and the bookie was willing to give Alan credit up to a point that he used in desperation; by the time his next payday came around, Alan was down to having only forty dollars of his paycheck after paying the bookie and the landlady got all but five dollars of that, barely enough to buy his lunches next week if he could keep it. Alan went to Freddy's room to try to coax the kid to giving him another week; hell, the kid didn't need money from the look of things. "Hi, Alan," Freddy said, where he was lying on his bed reading a comic book. "Come to pay me your first twenty-five dollars?"

"Yeah, about that, I was wanting to explain," Alan started smoothly. "You see, I placed a few bets to get you the money and it didn't work out, so I was thinking that maybe I could pay you more than a hundred total, if I can get another week to start to pay you back?"

"Nope!" Freddy declared. "We had a deal. Twenty-five dollars paid every week or I get to collect the debt in full by taking your collateral, your cock. Simple as that. Now bring it over here."

Alan walked over, "Okay, you get my cock. What are you going to do, cut it off?"

"If I have to, but I'd rather leave it on you. You'd prefer that, wouldn't you?"

"Well...yeah!"

"Good, now here's the deal. You take care of that cock for me and I won't cut it off. I'll tell you to bring it to me and you do so, no argument, evenings and weekends. Fair enough?"

"Yeah, I guess so." Alan still didn't understand.

"Good, now take it out."

"Huh?"

"I said take my cock out and give it to me," Freddy scooted over to the edge of the bed and held out his hand. "Put it in my hand."

Alan shrugged, walked over and unzipped his fly, fished out his prick and laid it in Freddy's hand. It was limp as a soggy biscuit and as damp, he had sweated profusely during the day. Freddy didn't seem to mind as he gripped it in his hand. "Hmmm. A little nervous, aren't you?" He asked as he worked the languid shaft.

"Some," Alan admitted. "I didn't know what you wanted to do."

"I want to do what anyone wants to do with a cock, is what. Right now, I want to get it nice and hard. See how big it is. Can you do that for me?"

With the small hand working his dong, that was easy. Alan's prod filled and stiffened and soon Freddy held the rigid rod at its full length of nine inches. He was smiling as he worked his hand up and down the long, lean column. "Yeah, that's better!" he declared as he began to whomp on the tool. "Now we're talking something worth a hundred bucks. Nice, firm, hard cock and it's mine, all mine. Yeahhhhhh!"

"Uhhhh, uhhhh, uhhhh, uhhhh, uhhhh!" Alan grunted. Damn, this was like a hundred times better than having your dick cut off! A hundred bucks better! He chuckled as he grunted, maybe he didn't mind losing his cock to this kid!

He stopped grunting because Freddy had quit jacking him. "What's wrong?" he asked.

"Nothing but I want to suck it now. Get on my bed." Alan started to climb on but Freddy stopped him, "Not like that, you're dirty from your job and your boots are filthy. Take your clothes off. All of them."

"What if your mother comes up to see you?"

"She's busy fixing dinner," Freddy explained. "She'll ring a bell, but that's an hour or so from now. Now, strip and get in, I want that cock now."

"And if I refuse?"

"Then I guess I'll have to fetch the big scissors."

"Just kidding, just kidding," Alan hastily confessed and began to undress. His hardhat was first, setting it on the table and revealing his wavy, copper-brown hair in a close cut on the sides. His face, which had been partially hidden by the hardhat, was long, lean and angular, with weathered cheeks. He had high square cheekbones, a prominent jawline and a rugged nose. His eyes were light gray and shone like new steel beneath the prominent forehead and eyebrow shelf. He was handsome in the way a man who worked hard and played hard looked.

He removed his shirt and t-shirt first, revealing an upper body that lifted heavy weights and struck blows with hammers and/or chisels all day long. His shoulders were huge and developed with his deltoids arching over them and his biceps were extended melons from the day's labor. His pectorals were a pair of shields on his upper chest, with a distinct line between them and covered with a light dusting of hair the color of his head hair decorating it. His abdominals made a taut trim stomach with no slackness.

When Alan sat down to remove his workboots, the muscles flexed and extended and danced over his upper body to the rapt boy's feasting eyes. With the boots removed and the socks lying on top, looking like a pair of eager puppies with white tongues panting, he stood and undid his belt and unbuttoned his top pants button, then slid the pants down his legs, hairier than his chest as they revealed their muscled strength.

Alan stepped out of them and in his nude glory, stepped toward the bed and crawled into it next to the avid lad, who was on his knees and scooted down and over to make room for the brawny man. As Alan sidled on his back in the middle of the bed, Freddy scooted into the middle, fending for the bouncing log of man-meat that waved back and forth like a tree trunk in a hurricane wind.

Alan was barely in place when Freddy's lips slid down the brown shaft and he groaned as he felt the liquid maw envelop him. "Awwww, shit, Freddy, you know how to do it, don't you?" he gasped.

"Mmm-hmmm!" Freddy hummed around his mouthful of Alan's prong and he began to slurp so fast on the man's pecker that Alan keened and his hips tried to rise off the bed in his ecstasy. "Uhhhhhhhh, uhhhhhhhhh, uhhhhhhhhh, uhhhhhhhhhhhh, uhhhhhhhhhhhhhhh!" Alan moaned in his torment of joy. Freddy's lips were brisk and insatiable, he worked and bobbed and weaved and slurped; his saliva was pouring all the time he slipped and slid his lips and tongue around and over the turgid tube and Alan was in a raging rapture.

"Ohhhh, ahhhh, uhhhh, unnhhh, ahhhh, uhhhh, unhuhhh, ahhhh, ohhhhh, ah-hahhh, oh, ahhhh, uhhhh, ahhhh, uhhhhh, ahhhhh, uhhhhhh!" he gasped and moaned. "Oh, oh, oh, damn, suck it, Freddy, suck my cock, this is the hottest blowjob I've ever gotten bar none, even the French girls couldn't match you, ohhhhh, annnhhhhh, ahhh-ahhh-ahhh, ahhh-ahhhh-ahhh-ahh-ahhh-ahhhhhh!" His balls were winding up for climax.

"Shhhh-lrppp!" Freddy's lips pulled off of the pulsing pud with a pop. "Ohhh, ohhh, ohhh, ohhhh!" Alan gasped. "Why'd you stop, Freddy, you were doing terrific."

"Because it's my cock and I want to do something else with it, is what," Freddy informed him. "Hold still while I move."

Alan did, quivering, as he watched Freddy get to his feet and straddle his waist. As Freddy began to squat down, he said, "Freddy, are you going to...Huh-uh-uh-uhhhh-uuhhhhhhhhhhhhhh!"

"Ahhh-ahh-ahh-ahhh-ahhhhhhhhhhhhhhhhh!" Freddy grunted as he sank onto the hard shaft now greasy gray from the saliva lubrication it had so liberally received. Freddy moved down the thick pole slowly but surely and he didn't stop until his buttocks were resting on the soft balls of Alan's testicular sack.

"Ahhh-ahhhhhhhhhhhh!" Freddy sighed again.

"Kuh-huhhhhhhhhhh!" Alan groaned. "Shit, I can't believe it, you took the whole motherfucking thing! All of it. My whole fucking cock!"

"Not your cock," Freddy clarified. "My cock. Now I'm going to fuck myself on it and I expect you to hold perfectly still."

"Ohhhh, geeeeeez!" Alan moaned. This was torment of a different nature. If Freddy didn't bounce fast enough, he'd be in a frustrated hell of slowly building orgasmic need, like climbing a cliff with a tortoise pulling you upwards inch by agonizing inch while you held on for dear life.

Freddy didn't torment the husky stud, he moved with a rather practiced skill for a boy his age, bounding up and down with a smooth, brisk motion that amply satisfied the hunky construction worker; Alan moaned and his work-horned hands stroked the boy's legs as they sent the lad up and down on his raging rod.

"Oh, God, oh, God, oh, God, oh, God, ohgod, ohgod, ohgodohgodohgodohgodohgodohgod!" Alan keened. "Freddy, I'm about to blow my nuts!

Please tell me I can come now! Please!"

"Not yet! I don't want my cock to come yet. You keep that back and I'll tell you when you can come!"

"Okay, okay, okay!" Alan almost whimpered and he abated, squelched his internal battle with orgasm, told it to bide its time. He had never been a man to do such a thing but damn it, he had lost his cock in a gamble fair and square, it wasn't his anymore; he had no say in when it could erupt anymore, it was like his nuts had to wait until they got permission to pump semen out, and until then, they had to boil and surge in impatience as best they could. Freddy's face was one of blissful joy as he savored this hunky stud's virility and subservience to him. His features held a smile as they gazed upon Alan's softened rapture-ridden features and his joy-glazed eyes. He still had eyes the color of steel, but the steel was melting and turning liquid from steel into mercury under the pressure of the furnace of his loins.

"Huh-huh-huh-huh-huh-huh-huh-huh-huh-huh-huh-huh!" Freddy grunted as he rode the man's tool.

"Unnnn-unnnn-unnn-unnn-unnn-unnn-unnn-unnn-unnn-unnn-unnnn!" Alan groaned like a man in a rack, being broken little by little in his supine state.

"HUH-HUH-HUH-UH-UH-UH-UH-UH-UH-UH!" Freddy panted. "Now, Alan, now, you can come now!"

"UNNNN-UNNN-UNNNN-UHHHHH-UHHH-UHHHH-UHHHHH!" "AHHH-AHHH-AHHH-AHHH-AHHH-AHHHH-AHHHHH!" Freddy keened in his joy.

"UHHHHHHHHHHHHHHH, UHHHHHHHHHHH, UHHHHHHH-UHHHHHHHHHHHHHHHHHHHHHHHH-UHHHHHHHHHHHHHHHHUHHHHHHHHHHHHH-UHHHHHHHHHHHHHH!" Alan unleashed a hearty load of heavy jizz into Freddy that battered the boy's bowels and lashed at the intestines in a hectic frenzy as Alan moaned and writhed under Freddy's small frame.

Freddy rode him like a cowboy on a bronco, his own rapture not impeding his skill in maintaining his composure as he howled in his own tune of a cowboy yelp, "AHHH-AHHH-AHHHH-AHHHH-AHHHH-AHHHHH, AHHHHHHHHHHHHHHHHHHHHHHHH!"

Alan, his torment relinquished, his rapture resolved, his climax completed, sank onto the bed in a sweaty, heavy heap of drained muscled hunk, his chest heaving up and down like it was pumping out water instead of drawing in air. Freddy wavered on top of him for a while, like he couldn't decide which way to fall, but finally sagged and softly landed upon the heaving breast and rose and fell with the breasts, like a leaf on a rippling pond. "Oh, man, oh, man, oh, man, that was so fucking hot," Alan sighed. "I can't fucking believe it, you are the absolute best, Freddy. The absolute best."

Freddy was younger and he had recovered, he rose up and said, "That will be all for today, Alan, I will expect you to return at nine o'clock tomorrow morning for another episode of my use of my new cock. Take good care of it meanwhile, no more masturbation or playing with it with anyone else, you must understand. It belongs to me now."

"Fine with me," Alan said emphatically, then an idea occurred to him. "So, tell me, Freddy, you loaned me fifty dollars for my cock as collateral, so to speak. How much would you loan me for the rest of my body? Yours to use to really have a good time with your new cock. I could show you some more things to do than just ride on it."

Freddy smiled a small smile. "Some minor advantages. I would loan you another hundred dollars on it, the same rules. You must pay me twenty-five dollars a week on it, in addition to the hundred you now owe me in full, to redeem your collateral. Failure to pay every week will result in confiscation of your entire body. You will be mine entirely to do with as I wish."

"Give me paper and pen so I can write you out the IOU," Alan said. There was a race tomorrow at the track that had a horse running at odds of 6:1. A bit of a long shot but hell, this was one bet Alan wouldn't mind losing a fiver on. His luck was bound to change, one way or the other.

THE END
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